Thursday, November 13, 2008
Taking the Next Step: Part 2
Well, first off, you need to remember that a good lawyer will be just as concerned about his client’s emotions as he/she is about their case. A decent car accident lawyer will not be judgmental or critical. Instead, they will listen to your case with concern and compassion. They will want to help you not just for the money but also because they have genuine empathy for your situation.
For this reason, you need to be as forthright as you can about the incident. Never lie to your attorney, as that hinders both their case and their trust in you. Besides, if an attorney is doing their job, they will discover any lies throughout the course of the case.
In addition, if you have any evidence backing your story, make sure you make mention of it.
Also make note of any potential witnesses you might have. Don’t even worry if the witnesses don’t seem ‘objective’ enough, (which could be the case for friends or family). Your attorney will determine whether or not their testimony has validity.
At the end of the consultation, if your attorney thinks you have a valid case, he or she will want to get the legal process started. They may ask you to sign a power-of-attorney document, (which grants them the right to act on your behalf). They may also ask for a retainer, if they don’t work on a contingency basis.
Once all of that is taken care of, you can pretty much consider the person your ‘official’ personal injury attorney.
Taking the Next Step: Part 1
Now, in the olden days, people had to search for attorneys through word-of-mouth or through the phone book. These methods still have merit, but you should still complement them with Internet research. And, if you have no leads at all, the Internet can give you some ideas as to whom you should work with.
As far as what you should search, entering the keyword “auto accident attorney” should be enough, though you can get more specific results if you include your state. For example, if you want to find attorneys in California, you would enter “California personal injury attorney.” Assuming you enter the term in quotes, you should find more than enough listings.
However, don’t think that just because an attorney has a website that they’re going to automatically win you a settlement. You must also look at other factors including:
Their years of experience
Whether or not they have done personal injury cases like yours
How many trials they have been involved in
Their experience with insurance companies
What others are saying about them online
Their degree of professionalism & compassion towards your situation
Also, if you are low on money, you need to see if they will take your case on a contingency basis. What does that mean? Basically, when an attorney works on contingency, they receive no compensation until a settlement is reached. If they are unable to win the case, their client does not owe them anything. Combine this with a free consultation, and you really have nothing to lose when you work with a personal injury attorney.
Friday, November 7, 2008
Pre-Settlement Funding: Getting the Cash Upfront
How is this possible? Well, pre-settlement funding works like a cash advance. Basically, the loan company involved with the transaction decides to take a risk because they feel that the odds are on the plaintiff’s side. Once the case is won, the victim must pay the advance back through an upfront fee or through monthly payments. If the case is lost, the victim doesn’t have to pay anything.
Does this sound too good to be true? On the surface it might be, but loan companies offering pre-settlement funding choose their clients wisely. If they think a client isn’t going to win much, they may fore go working with them.
Also, potential clients are charged very high fees until the settlement is actually reached. So, personal injury victims shouldn’t think that just because they get pre-settlement funding, budgeting isn’t important. In some cases, they may have to use a small portion of the advance to pay the fees.
All in all, pre-settlement funding is definitely not a cure-all. Yet, if a client is likely to win tens of thousands, or even more, pre-settlement funding can keep them afloat until the case is over. So, go on and talk to your attorney about it. If they think pre-settlement funding is doable, they may refer you to different companies. But don’t expect too much interaction beyond that, because lawyers have to be careful that their actions don’t show a conflict of interest.
If you have a question regarding a Personal Injury Claim, Contact The Injury Lawyer Group Today!
Tuesday, November 4, 2008
Insurance Companies Are Not Always Your Friend
Now many people might be skeptical of this phenomenon, especially if their insurance company has stood by them before. Yet, if they watch their local news broadcast, or read news from the Internet, they may get a different story. Unfortunately, thousands of people all over the countries have become financially ruined because of denied insurance claims or claims that cannot cover all of their expenses.
Things are even worse for individuals who have no coverage at all. For them, medical expenses must be paid completely out-of-pocket. This becomes extremely difficult when those bills go into the thousands. There are even a few unlucky people who actually have over $1 million dollars in medical expenses alone.
But when you think about it, accumulating that much debt isn’t that difficult in extremely adverse situations. Some ‘minor’ surgical procedures cost more than the average person’s house. So, can you imagine operations that are more complex? What if a person needs to get a series of them to return back to normal? Even worse, what if these procedures are necessary to keep them alive period?
Ultimately, you cannot depend on your insurance company to carry you through the hard times. Yes, still fight for your claims, but if you’ve become hurt due to personal injury, definitely consider all legal alternatives. Depending on your case and the competency of your attorney, it’s possible to get your expenses paid through your settlement. That way, you won’t have to worry as much if your insurance company is giving you a hard time.
If you or a loved one has been injured in an accident and would like to learn more about your options please contact the Injury Lawyer Group Today!
Monday, November 3, 2008
What is My Case Worth?
The amount of evidence showing the extent of the other party’s wrong doing
Witnesses
The extent of physical or psychological damage suffered by the victim
Whether or not the victim contributed to the accident in some way
The financial strength of the other party
Basically, if you are in a situation where most of the negligence is on the other party AND you have evidence to back it up, you should have a winning case. But as far as the settlement itself, that will depend on what the judge or the jury decides. It will also depend on how much money the other party can pay out.
However, don’t necessarily think that you can’t get your settlement if you’re going to court against a small company or even an individual. If a judge orders a judgment against them, it’s possible that the court can take the funds from their personal assets. In some cases, an individual’s wages might be garnished until the bill is paid.
It should also be noted that sometimes the other party’s insurance company will handle the settlement costs. In fact, in some professions, individuals get insurance to cover these types of situations. The medical field is a prominent example. Doctors get insurance to help protect themselves in the event a malpractice suit is filed against them.
So, basically, don’t let wonderment over your case’s worth keep you from taking action. If you your evidence is compelling, and your attorney is an expert at their craft, you should receive a decent amount of compensation. Not to mention you will also be getting justice for what happened to you.
For more information or to learn what your case could be worth Contact Injury Lawyer Group Today!
Sunday, November 2, 2008
The Three Main Types of Personal Injury Cases
1. The Negligent Tort
The negligent tort is one of the most common types of personal injury cases. Basically, it assumes that an individual or an entity must exercise care in their activities, especially in relation to another person’s safety or well-being. When this doesn’t happen, the negligent tort holds them responsible for civil damages.
2. The Intentional Tort
With the intentional tort, the defendant harmed the victim on purpose. Battery, defamation and trespassing are a few examples. With these cases, a personal injury attorney must prove: 1) that the defendant knew that their actions were going to harm the plaintiff and 2) their actions were the primary cause of the injury. Point 2 is especially important, because plaintiffs may get less money if a court finds they contributed to the accident.
That’s right… even with intentional torts, plaintiffs could be held liable. The best example could be seen in a battery situation. Let’s say the defendant stabbed the plaintiff with a knife. As a result, the victim had to stay in the hospital for a few days. If the defendant argued that he was attacked first by the plaintiff, the court could lessen the amount of damages because the plaintiff made the fight more physical. However, since the plaintiff took an even more serious action, he or she would still be held responsible.
3. The Strict Liability Tort
The strict liability tort is very interesting because it holds a defendant liable even if they exercised caution against the injury. Strict liability torts also do not take into account the plaintiff’s responsibility.
Now, on the surface, this seems extremely unfair. However, most strict liability cases are brought against defendants who manufactured defective or inferior products, or situations where plaintiffs got harmed on the defendant’s premises. So, in that way, strict liabilities could serve as a way to protect the public, since businesses would be encouraged to be even more cautious.
If you feel that you have a potential lawsuit contact The Injury Lawyer Group to discuss your case Today!
Saturday, November 1, 2008
Why Time is of the Essence with Personal Injury
Later on, after they have recovered from their injury, they may have a completely different take on the situation. Now, they are in a position to fight for the compensation they deserve. There’s just one problem. Since they waited too long to do anything, the statute of limitations prevents any further action, even if the other party was clearly in the wrong.
I say all this to place emphasis on a prevailing legal concept: time is of the essence. As soon as an individual experiences a personal injury, they need to take immediate action so the courts will consider their case a legitimate one.
In California, personal injury sufferers have 2 years before the statute of limitations runs out. However, some law firms may not take the case if it’s been longer than a year. So, to be on the safe side, personal injury sufferers need to get the ball rolling once they have recovered enough to at least make a phone call.
It doesn’t even matter if the hospital hasn’t released them yet, since a good personal injury attorney will come right to their bedside to help them. And, if the victim cannot schedule appointments on their own, they can always have a family member do things for them.
All in all, don’t let time be the enemy when it comes to your personal injury case. True, you do want to focus on recovery, but in order to do that you’ll need money. So, don’t be afraid to take action. At the very least, your initial consultation will give you a lot of legal advice as to what your options are.
If you or a loved one was injured in an accident please contact Injury Lawyer Group Now!
Friday, October 31, 2008
Improving the Odds: Car Accidents
With that being said, pay attention to the tips below. They will explain how you can improve your odds if your personal injury was the result of a car accident.
1. Pictures
Usually, when there’s a bad accident, the lead investigator will take their own pictures to visually document what happened. However, if you are able, you should try to take your own pictures as well. Nowadays this is a lot easier with so many cell phones containing their own cameras.
Along that vein, take pictures of the physical injuries you’ve sustained. If you cannot do this yourself, you should have a loved one do it for you. Just make sure you don’t rely on pictures from an outside party, since they may not necessarily be on your side.
2. Documentation
It’s important that you take written notes regarding what has occurred. In your notes, you will want to include:
Date and time
The place where the accident occurred
The injuries you sustained
Medical expenses and any wages you may have lost due to the accident
Traffic and weather conditions
Malfunctioning lights and other man-made hazards
3. Filing
When you are able, you will want to file an accident report with your local police department. Make sure you get copies of the filing.
4. Witness Statements
If there were any witnesses to the accident, you will want to try to get in contact with them. This step may be a little tricky, but if the police talked with them, you might be able to get the info that way.
5. Evidence
In some cases your car might be compelling enough in itself. However, don’t rely on that. If
you have evidence that shows the extent of the accident, such as burnt clothing, that could make a profound difference to the jury.
If you or a loved one has been injured due to an accident please contact the Injury Lawyer Group Today!
Thursday, October 30, 2008
Bankruptcy and Personal Injury
Okay… I know what you’re thinking. It would make sense for a court not to grant settlement money when the defendant files for bankruptcy, but why would that extend to the plaintiff? Many plaintiffs may find that bankruptcy is their only option for financial relief, so it would seem as if the law would be understanding.
Well, understand that bankruptcy does not completely excuse you from your debt. What it does is it liquidates your assets so your creditors get paid off. Or, if the bankruptcy is considered Chapter 13, the court will require the debtor to pay their creditors out of their own pocket over a short period of time. Either way, if you have assets around, it could be factored into the bankruptcy proceedings. And unfortunately, in some jurisdictions, personal injury settlements are considered an asset.
However, don’t give up hope just yet as the keyword here is ‘some.’ Many jurisdictions will not touch personal injury settlements, while others will require the settlements to be noted as disposable income. The latter is not as beneficial, but it will allow you to hold onto your money.
Yet, if you haven’t already filed bankruptcy, you need to talk with a financial analyst to determine your options. They will let you know whether you should just keep your bad credit score or start all over again with a bankruptcy. In some cases doing the former is better, though there is a slight risk of getting sued by your creditors. So, just be aware of that if you decide to wait out your debt.
Defining Personal Injury
Well, let’s set the record straight. Personal injury occurs when an individual becomes physically or emotionally harmed due to the negligence of another individual or a company. Even if an individual is somewhat responsible for their accident, the other party is still liable for creating an environment that contributed to the situation.
Personal injuries can arise from car accidents, hospital mistakes, slip-and-fall situations and really anything else where a second party is directly or indirectly involved. It doesn’t even matter the degree of their involvement. Basically, if they did not take steps to prevent the situation, they could be held legally accountable for their actions.
If a court does determine that the second party is responsible for the accidents, victims can win money in the form of a settlement. This settlement can go towards medical bills, living expenses or anything else a victim needs to get their lives back together.
In the case of a wrongful death situation, the settlement would contribute to the family’s ‘pain and suffering.’ Granted, it won’t bring their loved one back, but it will keep them from being buried in further debt, (something that is often a consequence when a person dies unexpectedly).
It should also be noted that it’s possible to win settlements even if the victim is held accountable for the accident. As long as it’s not a one-way situation, (such as speeding through a red light), the second party must take some responsibility for what happened.
If you have any questions please contact the InjuryLawyerGroup Today!
Are Soft Tissue Cases Worth the Fight?
On T.V. these scenarios seem funny, but they could be evident of the public’s overall perception of soft tissue cases. This is especially the case for some personal injury attorneys, who may think these cases just aren’t worth the effort. With them, if the injury isn’t long-lasting, immobilizing or extremely profound, the case isn’t worth fighting.
Well, the fact of the matter is, soft tissue injuries can be extremely devastating. Whiplash, bruises, cuts, sprains and other ‘minor’ injuries can become a hassle depending on their severity and location.
This is an example of a “soft tissue injury.” It is not extremely major, but if this person had to use their hands to work, it could affect their performance. Imagine the difficulties they would have typing, lifting or doing construction work. Perhaps a brace could help a little bit, but it still doesn’t compare to having use of their own finger.
Bruises or contusions can also cause problems if they affect one’s physical appearance. This is especially the case with a keloid, (which is an overgrowth of skin in response to the body’s healing process). If they are located on the face, everyone might wonder what is wrong with the person. Some might even laugh or stare. Combine this with an individual’s own emotions, and you have a situation where the personal injury caused psychological damage… something that can still be litigated against in court.
With all that being said, don’t take soft tissue injuries lightly. If they have caused you physical or emotional distress, you deserve to be compensated for your suffering.
If you have any questions please contact the InjuryLawyerGroup
Going Before the Judge or Jury
For most personal injury cases, going to court usually doesn’t happen since the defendant is often more than willing to put a settlement on the table. However, there are times when the case will go to court anyway. And when this happens, it’s important that the plaintiff prepares themselves emotionally.
Now, good attorneys will help in this process by presenting their client with questions the defendant’s lawyer is likely to ask. This helps significantly, but like anything it’s not 100%. You might still be faced with a question that breaks you down emotionally. This is especially the case if the defendant’s attorney tries to cut down your character. If it works, you might affect the perceptions of the judge or jury… even if it’s subconsciously.
That’s why I would suggest that plaintiffs do additional preparation to ensure they are ready for questioning.
This could involve doing the following:
Read up on public speaking before you go to court. Some people may think this is silly, but the principles behind good public speaking apply for all situations.
Do visualization. Visualize that you are emotionally stable, even if you are asked hard questions by the defendant’s attorney. While you’re at it, visualize that you’ve won your settlement.
Make affirmations. Affirmations are statements that assert something is true, even if it hasn’t happened yet. If you are into positive thinking, you can find a plethora of affirmation CDs or programs on the Internet. Alternatively, you can cite your own affirmations when you get a moment alone.
Seek spiritual guidance. If you believe in prayer or meditation, you need to do it before your trial. Ask your Higher Power to give you strength when you get on the stand. I guarantee that if you are strong in your faith, you will feel more empowered.
Monday, October 6, 2008
An Interesting Resource for Wrongful Death Cases
Once you get to the site, you’ll notice it lists 73 of the most common industrial accidents. If any of these accidents apply to your loved one, click on the appropriate link. For example, if your loved one died of electrocution, you would click on the “Electrocution” link.
There are two sections that are of interest for wrongful death cases: Inspection Results and Accident Prevention Recommendations. The Inspection Results explains why the accident occurs, while the other section explains steps employers can do to prevent the casualties. This can be very helpful when trying to show how an employer failed to protect their workers.
Your attorney may want to continue their research by studying the resources given in the Sources of Help section. You might want to study them too, as it will keep you abreast as to what is going on. Remember, even though your attorney is doing most of the legwork, you definitely don’t want to appear as if you know nothing of the law.
I do want to make one cautionary note. If family members are just dealing with a wrongful death situation, looking at some of the images on Fatal Facts might be extremely painful. While they aren’t gory or even in the form of a photograph, they do show how these accidents kill. So, if a wrongful death situation is in its earliest stages, the family’s attorney should take a look at the site for them.
For More Information contact the InjuryLawyerGroup.com
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